I do not understand terms and conditions on certain websites (the data on my phone-files, G.A. Hoa website). They say third parties have the right to access and DELETE my data???Also they have no responsibility. No. Absolutely not. You do not have my permission to delete anything. What is wrong with these people/corporations? I do not CONSENT. I simply wanted to update my credit card information. Under no circumstances do I consent to my data, MY life, being erased.